Expert Guidance for Your Health Coverage

Medicare is a federal health insurance program primarily for people aged 65 and older, but it also covers certain younger individuals with disabilities and those with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant). To qualify, you must be a U.S. citizen or permanent resident who has lived in the country for at least five consecutive years. Most people automatically qualify for Medicare when they turn 65 if they or their spouse have paid Medicare taxes while working. Younger individuals may qualify if they receive Social Security Disability Insurance (SSDI) or have specific medical conditions.